Make Your Dreams Come True with Citibank Student Loans

Having quality education opens the door to a prosperous and bright future. But higher education being a costly affair; it is not everybody’s cup of tea to afford it; especially students hailing from mediocre families. Such is the cost of higher studies these days that even grants and scholarships are not sufficient enough to handle the expenses completely. To make it affordable, one can opt for Citibank Student Loans which is an economic aid provided by the money lending giant named Citibank. It provides both federal as well as non teri loans.

The various federal loan programs offered by Citibank are Stafford, Graduate Plus, and Parent Plus. One can avail a maximum amount up to 12,500 dollars per annum and it pays for the tuition fees only. A cosigner is required and the loan is available in both subsidized and unsubsidized forms. It offers the loan for both graduate and post graduate studies hailing from all the departments of education like law, management and technology. If the financing so available under federal loans is not enough to meet the expenses at the college, then the students can opt for Citibank Private Student Loans. It covers the entire expenses and both undergraduate and graduate students can opt for this program. The salient features of this financial aid are summarized under the following headings:

• Undergraduate can avail up to $120,000
• Up to $150,000 for post graduate studies
• One can repay the loan in 20 years
• Rate of interest depends upon overall credit scores

The Citibank Student Loans can be availed by getting online and applying for the same by registering to its website. It would about 10 minutes time to complete the filling of the application form and within a fortnight time, the loan amount would be made available to you. As far as the interest charged for the loan is concerned, it is affordable and if there is any such difficulty then the rate can be curtailed by putting some valuable items as collateral. Since the entire loan procedure is done online, it is fast and there is least amount of paperwork involved.

The eligibility criteria for availing Citibank Student Loans are:

• Age more than 18 years
• College certified by Department of Education
• Must be a permanent resident of United States
• A valid current checking bank account